Our Rates

Residential Mortgages

LTV

RATE

FEES

Standard 1st Mortgage 

(Purchases minimum 650 Beacon

Add 0.5% for refinance)

 

Starting from

Starting from

Up to 65%

4.99%

2%

66% – 70%

5.99%

2%

71% – 75%

6.99%

2%

76% – 80%

7.49%

2%

Equity Lending 

(No minimum Beacon)

 

Starting from

Starting from

Up to 65%

5.99%

2%

66% – 70%

6.49%

2%

71% – 75%

6.99%

2%

76% – 80%

7.49%

2%

2nd Mortgages 

(No minimum Beacon)

 

Starting from

Starting from

Up to 65%

8.99%

2%

66% – 75%

9.99%

2%

76% – 80%

10.49%

2%

81% – 85%

11.49%

2%

Commercial Mortgages

LTV

RATE

FEES

   

Starting from

Starting from

Up to 75%

7.99%

2%

Construction Financing

LTV

RATE

FEES

   

Starting from

Starting from

Up to 75%

7.99%

2%

HELOCS

LTV

RATE

FEES

   

Starting from

Starting from

Up to 75%

8.99%

2%

Mortgages from $25,000 – $25,000,000
WE NEVER CHARGE BROKER FEES

Residential Bundle Specials

Mortgage Specialists

80%

Rate: 5.75% – 7%

Fee: 2.75% – 3%

Mortgage Specialists

85%

Rate: 7% – 8%

Fee: 2.75% – 3%